Latest posts
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How Long Does a Traffic Ticket Stay on Your Insurance?
How long a ticket affects your car insurance, when the surcharge starts, which tickets count, and what you can do about it.
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Hands-Free Driving Laws by State
Which states ban hand-held phone use, which only ban texting, and what novice drivers can’t do. State table based on IIHS and GHSA.
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Do You Have to Wear a Seat Belt in the Back Seat?
Which states require rear-seat belts for adults, how enforcement works, and why the back seat still matters, with NHTSA and GHSA data.
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Seat Belt Laws and Fines by State (All 50 States + D.C.)
Primary or secondary enforcement, who must buckle, and the maximum first-offense base fine in every state and D.C., with IIHS and GHSA sources.
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10 Consequences of Not Wearing a Seat Belt
What riding unbelted leads to, from ejection and airbag injuries to tickets, using NHTSA crash data and IIHS and GHSA law summaries.